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"SAVINGS ACCOUNTS BRINGS YOU THE BEST HIGH SAVINGS ACCOUNTS"

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  Citibank Online Saver Deal Rating! 



    Bottom Line:Citibank Online Saver provides one of Australia's highest interest rates. Earn 6.35% for 6 months on every dollar you save (5.25% Standard). Best of all there's no minimum balance and no account fees.

  • Editors Choice6.35% p.a. Variable Intro Rate
  • 5.25% p.a. variable Standard Rate each month you make withdrawals
  • No fees and no minimum deposit
    Find out more and apply now

    A great introductory rate of 6.35% p.a. for the first 6 months of your account opening. At the end of 6 months you’ll receive our standard variable interest rate, currently 5.25% p.a. With no account fees and no minimum balance Citibank offers an account with no hidden catches.

  Suncorp's - eOptions Deal Rating! 
Suncorp Everyday Savings


    Bottom Line: Suncorp is one of Australia's leading and trusted finance institutions. Suncorp's eOptions is a complete savings account giving you a high interest rate. With a 12 month unbeatable guaranteed rate of 6.40% p.a., no fees and no minimum balance Suncorp currently provides the best 12 month term deposit savings accounts.

  • 12 months lead rate of 6.40% p.a.
  • Standard variable rate of 4.75% p.a.
  • NO account keeping fees
  • NO minimum balance or deposit amount
  • NO minimum term

    • Suncorp’s eOptions, our online high interest savings account, is ideal for anyone wanting to boost their savings and make their hard earned money work harder! Whether you are savings for a particular purpose (holidays, kids school fees), a rainy day or looking for a smart, low risk investment – eOptions is for you! www.suncorp.com.au
  St.George Direct Saver Deal Rating! 


    Bottom Line: A good all round savings account with a good solid introductory high interest rate of 6.15% p.a. Sign up today and make the most of this offer.

  • A great variable interest rate of 6.00% p.a.*
  • Enjoy a fixed of 1.55% p.a. above the standard variable rate of 4.60% p.a.
  • No minimum balance so you earn a great rate on every dollar every day
  • Unlimited fee-free phone and Internet banking - 24 hours, 7 days a week

    • Earn up to 6.15% p.a. with a Direct Saver account - A High Interest Online Savings Account from St. George.*conditions apply


  ANZ Online Saver Deal Rating! 
ANZ Online Saver


    Bottom Line: Very similar rates to other leading savings accounts. ANZ Online Saver - access your funds 24/7, no minimum balance and earn up to 6.00% p.a. until 30 Nov 2010. Apply online by 30 July 2010.

  • Competitive variable interest rate of up to 6.00% p.a.
  • No minimum balance
  • Easy access to your funds 24/7 (3) via ANZ Internet Banking, Phone Banking and BPay®
  • 24/7 account access online

    • ANZ provides with a great savings account that has a high rate and no limitations. Open an account and deposit as little or as much as you like. This account works well with customers who already have an existing current account with ANZ Banks. For more information visit www.anz.com.au
  NAB iSaver Deal Rating! 
NAB iSaver


    Bottom Line: NAB iSaver offers a competitive Savings Account with a good introductory bonus rate. However once the bonus rate is over the interest rate is greatly reduced.

  • 4.25% p.a. standard variable rate + bonus 1.75% pa fixed interest rate on new accounts = 6.00% p.a.
  • No min opening balance requirements – you can open accounts with just $1
  • No bank fees
  • Unlimited deposits and withdrawals with no impact on interest rates

    • NAB iSaver Introductory Rate of 6.00% p.a. No matter what the balance is you earn this high rate, and there’s no "limited time only" conditions. Interest is calculated daily and paid monthly. www.nab.com.au

High Savings Accounts

What do you do once you have decided to get a high interest account online with a few of Australia's leading banks. If you interested in opening up a regular savings there are many Australian banks who offer regular savings accounts with good interest rates, but if what you are looking for a high savings accounts for you money then you might want to consider opening up a longer term deposit account. Members Equity and Suncorp both offer high interest long term accounts. These are two of Australia's best performers are currently offer no fees when applying.

So, once you choose your savings account that will return you the highest interest rate it's time to work out how much flexibility the account offers and to find any hidden clauses. This can be very important as you need to make sure that you are earning interest on your money daily and not monthly, or per fixed term. If the fixed term banks high interest account don't offer interest each day then you might have to opt for a regular account. Leading banks include BankWest Telenet Saver and St.George directsaver. These banks offer high interest accounts with no hidden charges or opening fees.
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